Resume
WORK EXPERIENCE Renovo Financial –2017 & 2018 Crain’s Fast 50 Top 10! Chicago, Illinois
Capital Markets Analyst
Finance Associate
September 2016-December 2017 January 2018-Present
Joshua M. Perrye
847.903.9062 | Joshua@Perrye.com
• Grew senior lendable capital nearly 3x while increasing advance rate, lowering interest rate, increasing eligible collateral and reducing restrictions
• Work weekly with lenders providing an updated borrowing base, organizing draws, and maximizing lev- erage
• Create weekly, monthly and quarterly reports to address issues, changes and trends with the CFO, man- agement and investors
• Redesign risk scoring model using previous performance of loans and databases of 2008 recession data
• Manage cash allocation into SPVs to reduce interest expense and project daily funding needs
• Serve as an internal consultant to meet with various teams to find creative solutions to ongoing issues
• Perform diligence for potential acquisitions by analyzing financial statements, loan and mortgage docu-
ments, and asset inspections Avant Chicago, Illinois
Analyst, Business Intelligence February 2016-August 2016
• Investigated and performed root cause analysis to ensure accuracy of loan amortization at an individual and portfolio level across various tiers
• Consulted with various departments such as compliance, legal, engineering and accounting to communi- cate findings, recommend a course of corrective action and perform quality assurance
• Performed Financial Analysis and worked towards a recovery solution to identify $200,000 in end of life loan savings, then presented findings and trend analysis to management
• Discovered incorrect loan amortization through detailed review of 400 accounts
• Worked closely with a small task force to achieve optimal portfolio accuracy ahead of anticipated timeline
Michigan State University Foundation East Lansing, Michigan
Equity Analyst May 2015-December 2015 • Analyzed five stocks in the banking/REIT sectors as part of a $5 million small cap value fund (Bench- mark index of the Russell 2000 Value Index)
• Conducted financial statement and ratio analysis on peer companies including reviewing 10-Ks, 10-Qs and other SEC filings and documents
• Assessed each firm’s business prospects including revenue drivers, strategies and competitive landscape
• Developed discounted cash flow valuation models to determine intrinsic value
• Presented analysis, DCF and PowerPoint to portfolio managers, followed by questions
EDUCATION
Michigan State University, Bachelors of Science in Finance 2015 Dean’s List 2012-2015
Active Member of MSU Finance Club and MSU Entrepreneurs Association
TECHNICAL SKILLS: Advanced Excel (Index/Match/Match, V-Lookup, Macros, Modeling, Formulas), SalesForce, Intaact, SQL, Bloomberg, Morningstar Premium, Looker, The Mortgage Office (TMO)
Capital Markets Analyst
Finance Associate
September 2016-December 2017 January 2018-Present
Joshua M. Perrye
847.903.9062 | Joshua@Perrye.com
• Grew senior lendable capital nearly 3x while increasing advance rate, lowering interest rate, increasing eligible collateral and reducing restrictions
• Work weekly with lenders providing an updated borrowing base, organizing draws, and maximizing lev- erage
• Create weekly, monthly and quarterly reports to address issues, changes and trends with the CFO, man- agement and investors
• Redesign risk scoring model using previous performance of loans and databases of 2008 recession data
• Manage cash allocation into SPVs to reduce interest expense and project daily funding needs
• Serve as an internal consultant to meet with various teams to find creative solutions to ongoing issues
• Perform diligence for potential acquisitions by analyzing financial statements, loan and mortgage docu-
ments, and asset inspections Avant Chicago, Illinois
Analyst, Business Intelligence February 2016-August 2016
• Investigated and performed root cause analysis to ensure accuracy of loan amortization at an individual and portfolio level across various tiers
• Consulted with various departments such as compliance, legal, engineering and accounting to communi- cate findings, recommend a course of corrective action and perform quality assurance
• Performed Financial Analysis and worked towards a recovery solution to identify $200,000 in end of life loan savings, then presented findings and trend analysis to management
• Discovered incorrect loan amortization through detailed review of 400 accounts
• Worked closely with a small task force to achieve optimal portfolio accuracy ahead of anticipated timeline
Michigan State University Foundation East Lansing, Michigan
Equity Analyst May 2015-December 2015 • Analyzed five stocks in the banking/REIT sectors as part of a $5 million small cap value fund (Bench- mark index of the Russell 2000 Value Index)
• Conducted financial statement and ratio analysis on peer companies including reviewing 10-Ks, 10-Qs and other SEC filings and documents
• Assessed each firm’s business prospects including revenue drivers, strategies and competitive landscape
• Developed discounted cash flow valuation models to determine intrinsic value
• Presented analysis, DCF and PowerPoint to portfolio managers, followed by questions
EDUCATION
Michigan State University, Bachelors of Science in Finance 2015 Dean’s List 2012-2015
Active Member of MSU Finance Club and MSU Entrepreneurs Association
TECHNICAL SKILLS: Advanced Excel (Index/Match/Match, V-Lookup, Macros, Modeling, Formulas), SalesForce, Intaact, SQL, Bloomberg, Morningstar Premium, Looker, The Mortgage Office (TMO)